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Wentzville O'Fallon St. Peters St. Charles Lake St. Louis Cottleville Dardenne Prairie Troy Warrenton Foristell Wright City Winfield Moscow Mills St. Louis AreaAbout Us
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Comprehensive coverage that safeguards your home and everything inside it, at the best price an independent agent can find.
Tell us a little and we'll get to work shopping your rate.
Our homeowners policies go beyond basic protection, with robust coverage options tailored to your specific needs.
If your home is damaged or destroyed, you're covered for the cost to rebuild with similar materials — no deduction for depreciation.
Protects the belongings inside your home — furniture, electronics, clothing and more — against theft, fire, and other covered perils.
Covers you if someone is injured on your property or you accidentally damage someone else's, helping protect your assets from lawsuits.
Real reviews from homeowners across St. Charles County.
"Cash was able to get us a better price on our homeowners and auto insurance, and was knowledgeable and easy to work with!"
"Prompt, honest and ethical — what more could you ask of your insurance agent!"
"I didn't feel like I was oversold on my policies, but enough to protect me on my home and vehicles. Very professional and caring."
When you call, you're not getting a call center — you're getting me. I've spent 14 years helping Missouri families protect their homes, cars, and everything that matters. As an independent agent, I'm not tied to one company, so I shop 20+ carriers to find you the right coverage at the right price.
I live and work right here in Wentzville, and I treat every client the way I'd want my own family treated. That's how we've earned 52 five-star reviews and written over 1,000 households.
Visit our Wentzville office or call to speak with a licensed agent who understands the insurance needs of our community.
No hold music. No call centers. When you reach out to Earnest Agency LLC, you talk directly to Cash. As an independent agent, I shop 20+ carriers to find you the best coverage at the best price.
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